Our systems are protected by a combination of advanced firewall barriers, intrusion detection and prevention systems, encryption protocols, and robust authentication procedures. All communications between your browser and our website are encrypted using TLS (the more secure replacement for SSL) which scrambles data in transit to prevent interception and adds extra security functions (hash and digital signatures) ensuring data integrity and authenticity. We apply bank-level encryption standards and conduct regular vulnerability assessments, penetration testing, and independent security audits to maintain a resilient security posture.

Access to the data centers and operational systems is strictly controlled. The HRT servers are housed in secure facilities that require multiple levels of authentication for entry, with 24/7 on-site security personnel and continuous environmental and network monitoring. Only authorized employees and service providers with a legitimate business need are granted access to personal data, and such access is further restricted by role-based permissions. All sensitive data, including account credentials, Social Security numbers, and personally identifiable information, is encrypted both in transit and at rest. Passwords and PINs are encrypted in such a way that they cannot be recovered, even by us, and all backup drives and storage media are encrypted as well.

We employ proactive fraud detection and monitoring systems—both automated and manual—that continuously analyze account activity for signs of suspicious or unauthorized behavior. If unusual activity is detected, we may alert you promptly and take immediate action to protect your account. For added security, we utilize multi-factor authentication (MFA), requiring customers to verify their identity using both something they know (such as a password) and something they have (such as a one-time verification code sent to a registered device or email address) before granting account access. Accounts are also protected with automatic sign-out features and identity verification protocols for sensitive actions.

Your privacy is integral to our security commitments. We will never sell or lease your personal information to third parties for marketing purposes, and we handle all personal information in accordance with our Privacy Policy. While we apply rigorous safeguards, you acknowledge that no security system is infallible and agree that High Ridge is not liable for any interception, unauthorized access, or disclosure of information outside our reasonable control.